Julius Rivera Law
Julius Rivera Law
309 Mill Street
Poughkeepsie, NY 12601
ph: 845-452-1422
fax: 1-866-914-4520
alt: 1-800-428-4LAW
julius
Services
Julius A. Rivera, Jr., Attorney at Law
BANKRUPTCY "Bankruptcy is not what you think," states Attorney Julius Rivera, Jr. "If you are having a problem paying your mortgage or your credit card bills, do not wait until the situation gets worse". Call Mr. Rivera now for your free phone or office consultation."
"People who are having credit issues, are usually relieved when they leave my office" said Mr. Rivera. "No one should make any arrangements with collectors without consulting an attorney".
He advises people to come in as early as possible when experiencing problems making mortgage payments and paying bills. His office will take calls from creditors, handle any payment arrangements, and if necessary, make any pre-planning arrange-ments prior to an actual filing.
His flexible appointments include weekends.
BANKRUPTCY
BANKRUPTCY LAWS CAN BE USED TO MODIFY YOUR FIRST MORTGAGE. ELIMINATE YOUR SECOND AND THIRD MORTGAGES, REDUCE YOUR VEHICLE LOAN PAYMENTS AND INTEREST RATES, ELIMINATE OR REDUCE YOUR PAST INCOME TAX LIABILITY, ELIMINATE CREDIT CARD DEBT, ELIMINATE LIABILITY FOR OVERPAYMENTS FOR SOCIAL SECURITY AND OTHER GOVERNMENT DEBTS
MORTGAGE MODIFICATION
MORTGAGE MODIFICATION HAS DEVELOPED INTO A POWERFULL TOOL AS PART OF A BANKRUPTCY PROCEEDING. THE PERCENTAGE OF APPROVAL FOR MORTGAGE MODIFICATION APPLICATIONS DONE AS PART OF A BANKRUPTCY PROCEEDING ARE MUCH HIGHER THAN OUTSIDE OF THE BANKRUPTCY COURT. THE PROCESS IS OVERSEEN BY A FEDERAL BANKRUPTCY JUDGE PURSUANT TO COURT ORDER. THE BANKS MUST ATTEND COURT ORDERED STATUS CONFERENCES AND REPORT TO THE JUDGE AS TO THE STATUS OF YOUR APPLICATION. THE COURT WILL REQUIRE THAT THE BANK ACT IN GOOD FAITH REGARDING YOUR APPLICATION
DIVORCE
DOES NOT HAVE TO BE A WAR. DOES NOT HAVE TO BE EXPENSIVE, DOES NOT HAVE TO BE DRAWN OUT, DOES NOT HAVE TO REQUIRE COURT APPEARANCES PROVIDED THAT BOTH PARTIES ARE IN AGREEMENT
NAME CHANGE
YOU CAN LEGALLY CHANGE YOUR NAME OR OF YOUR CHILD BY APPLICATION TO A COURT
WILLS
CAN BE SIMPLE AND INEXPENSIVE AND PROVIDE FOR PEACE OF MIND.POWERS OF ATTORNEY
YOU CAN AUTHORIZE A TRUSTED PERSON TO MAKE DECISIONS FOR YOU AND ACT ON YOUR BEHALF THAT WILL SURVIVE YOUR DISABILITY OR INCAPACITY TO ACT FOR YOURSELF
DEED TRANSFERS
OWNERS OF REAL ESTATE CAN TRANSFER THE OWNERSHIP OF THEIR PROPERTY
FREE CONSULTATION
BANKRUPTCY
MORTGAGE MODIFICATION
DIVORCE
NAME CHANGE
WILLS
POWER OF ATTORNEY
DEED TRANSFERS
Copyright 2011 Julius Rivera Law. All rights reserved.
Julius Rivera Law
309 Mill Street
Poughkeepsie, NY 12601
ph: 845-452-1422
fax: 1-866-914-4520
alt: 1-800-428-4LAW
julius
